<mets:mets OBJID="eprint_3046" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2017-11-01T00:41:53Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>WIT Repository</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_3046_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>Finance, Failures, Fines and Fiefdoms</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">John</mods:namePart><mods:namePart type="family">Maher</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>This presentation addresses issues associated with the fines and settlements of over €100bn imposed on international banks by regulatory authorities in Europe and the USA in recent years. It examines the purpose of regulation and the background to the events and behaviours which resulted in transfers of this magnitude. It expresses some hypotheses regarding what may unfold in the future and gives weight to the examination of roles that exist in institutions party to these transfers. It suggests some tasks that may be helpful as the sector pursues the next phase in its journey, perhaps with certain redemptive attributes in mind.</mods:abstract><mods:classification authority="lcc">*NONE OF THESE*</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2015-05-07</mods:dateIssued></mods:originInfo><mods:genre>Conference or Workshop Item</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_3046"><mets:rightsMD ID="rights_eprint_3046_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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